Conventional and Jumbo Purchases
These programs are best for borrowers that have good to excellent credit scores, low debt-to-income, sizeable downpayment and are looking for a moderate to expensive home.
FHA and Down Payment Assistance Purchases
These programs are backed by government sponsorships and are best for borrowers with moderate credit scores, higher debt-to-incomes, and lower down payment options.
VA Home Purchases
VA loans are reserved for those that are actively serving or have served in the U.S. armed forces. At RAM Home Loans we are grateful for these men and women and this purchase option is designed to help them with their homeownership goals.
USDA, Non-QM and Specialty Purchases
These programs are specific to certain areas to purchase in, purchase goals for out-of-the-box home needs, and specialty job types. These programs are specific to your needs and goals and our expert team is dedicated to finding the best options for you.